Personal Finance

Personal Finance Syllabus

A comprehensive course including issues relating to career preparation, checking accounts, budgeting, income taxes, investing, credit cards, insurances, housing, and automobiles.

Unit 1: Career Decisions

Chapters 1, 2, and 3

Discussion Topics: Careers of the Future, Job Analysis, Coping with Change, Changing Career Opportunities, Why People Work, Factors Affecting Career Choice, Career Planning, Sources of Job Opportunity Information, Job Search Techniques, Letter of Application, Resume, Letter of Reference, Application Form, Job Interview, and the Thank you Letter.

Projects: Online Interest Survey, Career Report, Resume, Letter of Application

Unit 2: Money Management

Chapters 9 Checking

Discussion Topics: Purpose of a Checking Account, Opening Your Checking Account, Using Your Checking Account, Reconciling Your Checking Account, Endorsement, Types of Checking Accounts, Banking Services, and Bank Fees

Projects: 2 Checkbooks/Reconciliations

Unit 3: Credit Management

Chapters 16, 17, 18, and 19 Credit

Discussion Topics: History of Credit, Vocabulary, Advantages and Disadvantages of Credit, Kinds of Credit, Sources of Credit, Credit Records, Creditworthiness, Getting Started, Credit Application, Credit Ratings, Credit Reports, Cost of Credit, Problems of Credit.

Projects: Online Credit Card Comparisons/Financing a Car

Unit 4: Resource Management

Chapters 21 and 23

Discussion Topics: Housing and Automobile.

Project: Automobile Project—Selecting a Car

Unit 5: Risk Management

Chapters 25, 26, and 27 Insurance

Discussion Topics: Terminology,: 3 Step Risk Management Process, Risks, How to Save $, Homeowners, Automobile, Health Insurance, Life Insurance.

Project: Case Study

Unit 6: Taxes

Chapter 7 Taxes

Discussion Topics: Our Tax System, History of Taxes, Components of Tax System, Preparing to File, and Preparing Income Tax Returns 1040EZ.

Projects: 2 1040EZ cases

Unit 7: Financial Security

Chapters 10, 11, 12, 13, and 14 Investing

Discussion Topics: Why Should You Save, How Your Money Grows, Where You Can Save, Saving Accounts, Selecting a Saving Plan, Saving Regularly, Investment Essentials, Investment Strategies, Sources of Financial Information, Investment Options, Investing in Stocks, Investing in Bonds, Investing in Mutual Funds, Real Estate, and Other Alternatives.

Projects: Stock Market Game (Weekly) and Graphing Results

Policies and Expectations:

Attendance—Necessary to keep up. Your responsibility to get late work from instructor. Skipping class results in 0 for assignments or tests as per handbook.

Tardies—Be in the classroom. 4 = detention.

Bring all supplies to class everyday. Includes textbook and writing utensil/notesheets/homework.

No food or drink. Exception: water in clear container.

Be respectful to others.

Be respectful of the computers and calculators. You are not allowed to play games any time or be on the internet when not appropriate. Violations result in loss of computer privileges.

Copying or stealing answers on worksheets will result in a zero on the assignment. No more than 3 are allowed to work together on a daily study guide assignment. Copying is stealing (answers).

Fire? Where to meet.

Be Teachable—come to class with a willingness to learn something new.

Grading:

Daily Work will account for 60% of your grade.

Tests account for 40% of your grade.

90-80-70-60 percentage grading scale as per school.

 

 

 

It’s GREAT to have you in class!